Finance
Auto Loans
The Mike Johnson's Hickory Toyota finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Hickory, Conover, and Lincolnton to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Morganton to Lenoir. Whether you are right down the road or an hour away from Hickory you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Mike Johnson's Hickory Toyota loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Mike Johnson's Hickory Toyota finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local North Carolina banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Secure and simple credit application!
The friendly and knowledgeable finance associates of Mike Johnson's Hickory Toyota are here to assist you with all your auto loan needs! We regularly help drivers with a variety of financial backgrounds, so regardless of if you are a first-time car-buyer with a less than perfect credit score, someone with no credit, or you have a perfect credit score, we are here to help. Start the process of securing your auto loan by completing our secure online credit application to express your interest. If you prefer to speak in person, visit our new and used Toyota dealership in Hickory, NC, to talk to a member of our team. We're eager to go over the steps involved in applying and securing a car loan. First, we will review your credit score, as well as the various factors that created your current rating.
Our experts have years of experience in the auto loan field and will aggressively pursue rates and terms you can afford and will get you behind the wheel of the shiny Toyota you have your eye on. We partner with a network of financial lenders and have a high rate of approval even when it comes to credit-challenged car loans, so don't delay any longer. Make the quick trip from Morganton, Taylorsville, Lincolnton, or Dudley Shoals to secure the financial assistance that you deserve!